Market Chatter Q1 2024
Our first chart in this update shows the 12 month returns for some of the major markets that investors generally have exposure to. (we use these common exchange traded funds…
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April 1, 2024
Carry Forward Concessional Super Contribution- Use it or lose it!
Way back in 2016 the government introduced a provision in their Superannuation Reform Package that allowed tax payers to carry forward any unused concessional super contributions. We commonly call it…
March 7, 2024
Can I get an Australian Age Pension overseas?
The answer is simple, Yes and No. Without being too obtuse, you cannot apply for and be granted an Australian Age Pension if you are not in the country at…
January 28, 2024
Making sense of Aged Care Fees and the Assets test
Updated 07 January 2024 Einstein is attributed with the phrase, ‘everything should be made as simple as possible, but not simpler’. When it comes to aged care fees, it seems…
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January 7, 2024
Save the planet (save tax)
Most of my readers know I am apolitical and sceptical rather than cynical. I am not convinced that the ‘science’ on climate really is ‘settled’. I do agree that the…
November 30, 2023
Getting to know BONDS
This could be either the opportunity of a lifetime, or maybe the bear market in Bonds has further to run before that opportunity can be realised. Let’s dive in so that we can understand the risk/reward, and also make sense of the key terminologies of the bond market.
October 8, 2023
Financial Year 2023 – Investments back in black
Share markets have posted solid returns in the financial year ended 30 June. While the month of June 2022 was a shocker, where the ASX fell 8.25% and the S&P500…
July 29, 2023
2023 Budget update
The 2023 Budget is out now, although most of the detail had been well telegraphed over the last few weeks. The forecast for the 2023 financial year is that the…
May 10, 2023
Interest rate news for investors
This week saw Australian economists blind-sided by another 25 basis point (0.25%) interest rate hike from the Reserve Bank. The official cash rate now stands at 3.85%. Some fixed income…
May 4, 2023
Hope Page Mark
A run on banks and cryptocurrency
An old fashioned bank run – accelerated by rumours that spread at internet speed and massive withdrawals – hit Silicon Valley Bank (SVB) on Thursday. Depositors pulled a massive $48…
March 12, 2023